We were dumb and bought a discounted vacation weekend. Except it required listening to the Silverleaf sales pitch, which was advertised as taking no more than 90 minutes. We schedule the appointment and go, only to discover they are running behind schedule. We didn't get out of there until over 4 hours later. We should have just bailed sooner, as the $40 gift card is not worth that much time, and I doubt we would ever dare use the "bonus weekend vacation" after experiencing their sales pitch.
So the sales pitch... Wow, just wow. They cram in potential customers like cattle, make them sit around, and offer super cheap food like stale popcorn and bad hotdogs. You get a personal sales guy, but everything takes place in a loud room with 50+ other people squeezed in around tiny tables with music blaring. You cannot move without brushing against someone. If they treat their prospective customers this badly, when they want your money, I cannot imagine how badly they treat actual customers, who have already paid.
The target demographic is clearly lower income people who rarely take a vacation and are not financially sophisticated enough to recognize how overpriced Silverleaf is. They try to convince you it is a great investment opportunity that will save you money in the long run because you have "equity", but that is just part of the hard-sell. You have to buy immediately or never, and they will throw a series of sales-guys at you when you say no, trying to pressure you into buying.
By the way, the total price was over $15,000 to buy in, and then almost $1000 each year in maintenance fees (which of course will go up). And I did the math on their "awesome financing deal" afterwards, and the interest rate was about 16%.